About Alliance and Leicester loan...
- Very low interest rate
- Fixed monthly repayments
- Express loan service - you can sign your agreement online
The Alliance and Leicester loan is an unsecured personal loan available from £1,000 to £20,000, which can be repaid over 1 to 5 years.
Unsecured loan
As an unsecured loan, Alliance and Leicester do not require any security or collateral to be used to take out the loan, such as a property. So you can apply for this loan even if you do not own your home.
Fixed monthly repayments
Alliance and Leicester offer a very competitive interest rate on their loan, which for amounts between £7,500 and £15,000 is just 8.7% APR typical.
Interest rates on this loan are fixed, so your monthly repayments will stay the same throughout the entire duration of your loan.
Loan amounts under £7,500 or over £15,000 will be subject to a higher interest rate than the typical APR.
Any purpose loan
This Alliance and Leicester loan is an 'any purpose' loan, so it can be used for any general purpose - as long as it's legal.
The most common purposes an Alliance and Leicester loan can be used for, include:
- home improvements
- debt consolidation
- buying a new car
- financing a holiday or wedding.
Apply for Alliance and Leicester loan 
| Loan Details |
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Notes.. |
| Typical APR |
8.7% APR (fixed) |
The typical APR is the rate most people are offered. |
| Rate Range |
8.7% APR to
18.9% APR |
The rate you are offered will vary depending upon the loan amount you choose: |
| Loan Purpose |
Any purpose |
Including debt consolidation |
| Available Amounts |
£1,000 to £20,000 |
- |
| Available Terms |
1 to 5 years |
- |
| Early Settlement Charge |
1 months interest |
- |
| Deferred Repayments |
Not offered |
- |
| Loan Fee |
Unknown |
- |
| Security Required |
None
|
- |
| Personal Requirements |
18 years old |
- |
| Payment Protection |
Yes |
Optional |
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Alliance and Leicester Loan
| Typical APR |
 8.7% APR |
|
| Fixed / variable |
| Fixed rate & repayments |
|
| Available Amounts |
| £1,000 to £20,000 |
|
| Available Terms |
| 1 to 5 years |
|
| Security Required |
| None |
|
| Can be used for |
Any purpose
- Including debt consolidation |
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| You should only apply if you are: |
| • Aged 18 or over |
| • UK resident |
| • Have a UK bank or building society account which can pay Direct Debits |
| • Have a regular income |
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More about Alliance and Leicester loan...
Loan Protection plan
Alliance and Leicester offer an optional Loan Protection plan that can be taken out with this loan.
Loan Protection is an insurance policy that will cover your Alliance and Leicester loan repayments if you become unable to pay them due to accident or sickness, unemployment and death.
If you are taking out an Alliance and Leicester loan to purchase a car, Loan Protection also includes Guaranteed Asset Protection (GAP) that will cover any shortfall between your insurance company payout and your outstanding loan if your car is written-off. You will need to have full comprehensive car insurance.
Loan Protection cover is available to anyone between 18 and 65, who works 16 hours a week as an employee, contractor or self-employed.
Express Service
Alliance and Leicester have recently launched their new 'Express Loan Service', enabling you to sign your loan agreement online.
Being able to sign your loan agreement online will rapidly speed up the loan application process, as you won't have to wait to receive your contract in the post and then mail it back again.
This is a free service and should not be confused with other expedited loan services that will courier your contract and / or money for a fee.
Don't worry if you are unable to sign your agreement online, you'll still be sent out the loan contract in the post too.
Apply for Alliance and Leicester loan
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