About Halifax loan...
- No repayments for 3 months
- Instant decision online
- No loan security required
The Halifax loan is an unsecured personal loan available for loan amounts from £1,000 to £13,000.
The Halifax loan can be used for any purpose and loan repayments can be spread over a period of 1 to 7 years.
Fixed interest rate and fixed monthly repayments
The Halifax loan offers a fixed interest rate, which means it will remain the same throughout the entire course of your loan term.
The main benefit of a fixed rate is that if the Bank of England's base rate goes up, your loan interest rate won't.
The Halifax loan monthly repayments will also remain the same, allowing you to better budget your payments.
Any purpose unsecured loan
The Halifax loan is an unsecured personal loan, which means the money will be leant based on your personal credit score and financial situation.
You do not have to be a homeowner or to secure the loan amount on your property to qualify for this loan.
This loan from the Halifax is an 'any purpose' loan, so it can be used for any legal purpose.
Some of the most common purposes this loan can be used for are:
- Home improvements
- Debt consolidation
- Buying a new car
- Financing a holiday or wedding.
Apply for Halifax loan 
| Loan Details |
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Notes.. |
| Typical APR |
8.6% APR (fixed) |
The typical APR is the rate most people are offered. |
| Rate Range |
8.6% APR to
18.8% APR |
The rate you are offered will vary depending upon the loan amount you choose: |
| Loan Purpose |
Any purpose |
Including debt consolidation |
| Available Amounts |
£1,000 to £13,000 |
- |
| Available Terms |
1 to 7 years |
- |
| Early Settlement Charge |
1 months interest |
- |
| Deferred Repayments |
3 months |
The deferred repayments are mandatory. You will not have to make any repayments at the start of your loan for this amount of time. |
| Loan Fee |
Unknown |
- |
| Security Required |
None
|
- |
| Personal Requirements |
18 years old |
- |
| Payment Protection |
Yes |
Optional |
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Halifax Loan
| Typical APR |
 8.6% APR |
|
| Fixed / variable |
| Fixed rate & repayments |
|
| Available Amounts |
| £1,000 to £13,000 |
|
| Available Terms |
| 1 to 7 years |
|
| Security Required |
| None |
|
| Can be used for |
Any purpose
- Including debt consolidation |
|
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| You should only apply if you are: |
| • Aged 18 or over |
| • UK resident |
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More about Halifax loan...
No repayments for 3 months
A nice feature to the Halifax loan is the deferred repayments for the first 3 months of the loan term.
This repayment break offers a little financial breathing space between taking out the loan and beginning to repay it.
The deferred repayments mean that when you take out a Halifax loan, you won't have to start making any monthly repayments until 3 months after you've received the funds you need.
Interest will still be payable from the start of the loan and the monthly repayments will go up a fraction to cover the first 3 months.
Loan Payment Protection Insurance
When you take out a Halifax loan you can also choose to insure your loan repayments in case you become unable to make them.
The Halifax offers 3 levels of cover; bronze, silver and gold - so you can choose the right level of cover for your personal circumstances.
Cover is available for death, disability, redundancy, carer cover and critical illness.
If you choose to take out loan payment protection the premium will be added onto your monthly Halifax loan repayments.
Instant decision online
The Halifax offers an instant decision when you apply online for this loan.
Once you've filled out the online application form (available by click 'Apply Now') you will receive an instant decision on your application - so you'll know straight away if you've been accepted for your loan.
Apply for Halifax loan
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