About Marks & Spencer Money loan...
- Fixed rate and repayments
- No repayments for 3 months
- Loan for any purpose
The Marks and Spencer loan allows you to borrow between £10,000 and £20,000 and your repayments can be spread over a period of 1 to 7 years. This is an unsecured personal loan, so you do not have to place your property as collateral on the loan and people who do not own a property can also apply.
The Marks and Spencer loan can be used for any purpose, and offers competitive fixed interest rate, so your monthly repayments will remain the same throughout the entire duration of your loan, with no need to worry about fluctuations in the base rate.
Unsecured personal loan
This Marks and Spencer loan is an unsecured personal loan, which means that it won't be secured on your property and people who do not own a property can apply.
The Marks and Spencer loan can be used for any purpose, including debt consolidation, home improvements, or a new holiday. If you are looking to purchase a car, Marks and Spencer also offer a car buying plan, which offers a similar product but with a deffered final repayment of up to 60%, offering a more affordable way of financing a car purchase.
Apply for Marks & Spencer Money loan 
| Loan Details |
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Notes.. |
| Typical APR |
8.9% APR (fixed) |
The typical APR is the rate most people are offered. |
| Loan Purpose |
Any purpose |
Including debt consolidation |
| Available Amounts |
£10,000 to £20,000 |
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| Available Terms |
1 to 7 years |
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| Early Settlement Charge |
1 months interest |
- |
| Deferred Repayments |
3 months |
The deferred repayments are mandatory. You will not have to make any repayments at the start of your loan for this amount of time. |
| Loan Fee |
None |
- |
| Security Required |
None
|
- |
| Personal Requirements |
21 years old |
- |
| Payment Protection |
Yes |
Optional |
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Marks & Spencer Money Loan
| Typical APR |
8.9% APR |
 |
| Fixed / variable |
Fixed rate & repayments |
 |
| Available Amounts |
£10,000 to £20,000 |
 |
| Available Terms |
1 to 7 years |
 |
| Security Required |
None |
 |
| Can be used for |
Any purpose
- Including debt consolidation |
 |
 |
| You should only apply if you are: |
| • Aged 18 or over |
| • UK resident |
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More about Marks & Spencer Money loan...
Fixed monthly repayments
The Marks and Spencer loan offers a fixed interest rate, which also means all your monthly repayments will be fixed and remain the same for the duration of your loan. As a fixed interest rate you will not have to worry about fluctuations in the base rate and will be able to better budget your monthly repayments.
No repayments for 3 months
When you take out a Marks and Spencer loan you will not have to make any repayments for the first 3 months, offering you a little breathing space between getting the money you need and starting to repay the loan.
Apply for Marks & Spencer Money loan 
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